I would like to share how MYclosing, LLC was built on some very basic ideas. MYclosing, LLC members have been dealing with Short Sales for decades. The first Short Sales for our members were being negotiated in the early 1980's, and even though times have changed since then, our basic business philosophy has never waned.
- The MYclosing philosophy starts with our name. "We treat every closing as if it's our own" is our motto. We do this by taking personal ownership on each and every Short Sale file we are working on and by making sure the process proceeds smoothly with a defined outcome.
- Professional, friendly customer service. We deal with people from all walks of life, so what ever situation you find yourself in, we are willing to help you through the process. It does not matter if you are in the beginning stages and just looking for some more information or if we are sitting at the closing table nearing completion, we will always provide you with the professionalism you deserve.
- Full Disclosure. We cannot put enough emphasis on full disclosure. MYclosing firmly believes in keeping all parties "in the loop". You will never again have to wonder what progress is made or exactly where we are with your file. Our system provides for automatic emails being sent out to all parties involved in your file. We also make sure there are no "questionable behind the scenes" transactions taking place. All fees and charges will be approved by all parties in the process. Our fees are disclosed and only paid at the time of settlement, pursuant to RESPA guidelines.
- Teamwork. We have put a lot of effort into building our team of Realtors, Lender Contacts, Short Sale Experts, Investors, and we work with experienced Title Insurance Companies to make sure the process proceeds as smoothly as possible. Our Realtors are experienced with the Short Sale process and understand the delays that may arise and are well prepared to handle them. With the experienced gained in working in the Short Sale industry, our Lender Contacts keep us up to date on the latest changes in the way business is being handled. This gives us an edge over the competition, meaning less delays and faster turnaround times. The Title Companies we work with have extensive experience, whether it is correctly completing the Settlement Statement or clearing a messy title issue, rest assured you are dealing with the best in the business.
- Dedication. Our team realizes the time constraints placed on every Short Sale file. We do not have "set 9-5" hours and know that we must to do whatever it takes to get the job done and done correctly. Don't be surprised if you see emails going out early in the morning or late at night. Again, whatever it takes!
- Honesty and Integrity. This takes us right back to the beginning with our philosophy. "We treat every closing as if it's our own". We believe in being respectful and treat others with honesty and integrity, exactly how we wish to be treated.
- Certified Distressed Property Expert. We are trained and educated in helping homeowners with their situations. We offer solutions and education to homeowners, including: Loan Modification, Deed In Lieu of Foreclosure, and Short Sale in order to assist homeowners with their particular situation. We will talk with you about alternatives to foreclosure so you have the information to make the right decisions.
Please don't hesitate to give us a call or send us an email if you would like to discuss how we may help you with your current situation. Our promise to you is: "We treat every closing as if it's our own".
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IMPORTANT NOTICE:
The following disclosure is made pursuant to the Federal Trade Commission's MARS Rule (16 C.F.R. § 322 et seq.) and also pursuant to 12 C.F.R. Part 1015 of the Maryland Regulation O. You, the homeowner may have other rights under the Maryland Protection of Homeowners in Foreclosure Act.
You may stop doing business with us at any time. You may accept or reject the offer of Mortgage assistance we obtain from your lender (or servicer). If you reject the offer, you do not have to pay us anything. If you accept the offer, you will have to pay us nothing out of pocket, but we reserve the right to collect fees at settlement from your lender and other parties, which will vary with each situation.
MYclosing, LLC is a for profit business. MYclosing, LLC and their agents are not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan.
If you stop paying your mortgage, you could lose your home and damage your credit rating.